A closed end deposit (CEF) is actually a publicly traded investment vehicle that invests in a variety of investments, such as futures or shares and ties or fixed income. I think it's not dangerous to say that anyone wondering this kind of question understands absolutely zero about the stock-market until they understand what it's exactly about shouldn't Investing perhaps think about obtaining shares. Unfortunately with the means the advertising shows investing in shares, beginners often come away assuming that repeated trading is the best (and just?) way to generate income available in the market.
If you want to own your cash readily available for a rainyday you do not wish assets that take a long-time to cash in or whose worth fluctuates a great deal (as you might have to offer it if it is not worth greatly). Most of the time the more threat you are not unwilling to consider along with your income the larger return you should expect to create. Even if we're created with these attributes, it is frequently needed we spend some time, attempt and money to increase them or to maintain - thus, growing capital.
I do believe it is safe to say that anyone wondering such a question understands absolutely zero about the stock-market till they learn what it's all about shouldn't perhaps believe about getting shares,. However with all the way the press portrays buying stocks, beginners often come apart thinking that consistent trading is the best (and just?) solution to generate profits available in the market.