A closed-end finance (CEF) is a freely traded investment vehicle that spends in a number of investments, including futures or equities and ties or fixed-income. I think it is safe to say that anyone asking this type of question understands absolutely zero about the stockmarket until they understand what it's exactly about shouldn't Retirement Planning perhaps think about obtaining shares. Unfortunately together with the approach the advertising shows buying shares, beginners often come apart assuming that recurrent trading is the best (and just?) strategy to make money available in the market.
In the event you do not know the answer, the amount of money you possibly can make or shed obtaining stocks is determined by 1) what stock(s) you buy, 2) what value you pay, 3) just how many shares you buy, and 4) howmuch the stock(s) you buy rise or along during the time you have them. There are constantly instances when anything negative or superior happens to the corporations whose futures you own.
That risk (that the expense wont pay-what you anticipate, and could perhaps not provide you with your hard earned money back) is named an industry risk. But additionally there are your risks that are individual - on what you need the amount of money for these depend. That means you need to consider carefully about what you're currently investing for and likely consider guidance about how best to manage your personal dangers.